THE SIGN OF EXPERIENCE! OUR TOWN  REALTY LIMITED
Our Town Realty Ltd. Brokerage 
OUR TOWN  REALTY LIMITED

Mortgages


 

  

 

WealthBridge gets you the lowest rate approval.......FAST!!

 

WealthBridge Mortgages specializes  in providing independent mortgage advice and we have over thirty years experience in the Canadian mortgage industry.

The range of mortgage products we can advise on is large. We can provide mortgages for home purchases and first time home buyers as well as those people needing to refinance.

We are able to give practical advice for all types of credit challenged scenarios and self employed income issues, even those which involve past bankruptcy.

WealthBridge also provides private lending solutions for those who have credit challenges, self employed and other issues that may prevent them for qualifying for conventional financing. 

Our aim is simple; to provide you with the best possible mortgage rate and mortgage product along with the best possible service.

We will listen to your needs and ask appropriate questions to confirm your wishes. Most of our communication can be done by telephone and email for speed

Choosing a mortgage broker means receiving an expert mentor through the  mortgage lending process. WealthBridge offers you extensive choices and access to information while balancing your financial interests and goals.

Need more information? Please call us  or email us today:

www.wealthbridge.ca

mortgages@wealthbridge.ca 

877-629-6269

 

(Wealthbridge Corporation is a FSCO registered and licenced mortgage brokerage. Licence # 11283)

 


Calculators


 
Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  


Disclaimer



All information contained on this page is provided by WEALTHBRIDGE CORPORATION for information purposes only. It should not be relied upon and you should make your own inquiries and seek legal advice in respect of any mortgage.

All information displayed is believed to be accurate but is not guaranteed and should be independently verified. No warranties or representations are made of any kind.

All rates are subject to change without notice. Certain conditions apply. Not available in all areas. On approved credit. Charges and fees may apply.

All care has been taken that information on this page is correct.

WealthBridge Corporation/Our Town Realty Ltd do not accept any liability for errors or omissions contained in this site and does not endorse any advertiser on the site.

WealthBridge Corporation is an affiliated company of Our Town Realty Ltd. 



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